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Mortgage Grapevine

BigHappy OUT!!

Well I can't believe it but I finally hung up the 1003 and now I am a realtor! Was ready for something different; but the same. Know what I mean?

One thing I have noticed is how douchey some agents can be about lenders. Especially brokers. Having a hard time keeping my mouth shut.

Anyhow, looking forward to this new venture and have a good feeling about it. Hope everyone has a great 2013!!
by BigHappy January 8, 2013 3:15 PM


you mean they weren't douchey when you were doing loans...

what part of the country you in again?
by LOANMAN January 8, 2013 3:30 PM


im doing same the refis are gonna be dried up once rates go up to the 4s. Purchase market will strengthen this year and being a former LO helps immensely with finding qualified borrowers.
by sfranny January 8, 2013 3:48 PM


NOOOOOOOOOOOOOOOOOO!

Say it ain't so. Go sell insurance man, anything but going over to the dark side. :)

Best of luck to you and your hair in all that you do of course BH....

by MichiganTed January 8, 2013 4:26 PM


Good luck! I hope it works well for you.

When I was first an agent I started calling on lawyers, especially if they do probates and BKs.

Nobody calls on them for listings. When you do get a property to sell you will be getting the lawyer paid. After you hand them a couple of checks they will push properties in your direction.

Just an idea.


by splugy's ghost January 8, 2013 4:31 PM


Are you still in DC or back in Texas?
by Donktard Borker January 8, 2013 4:33 PM



sorry about your pay cut....

I've been examining my HUD-1's and it ain't pretty on the realtor side of things



by Dr. Branker January 8, 2013 4:39 PM


32c(round and brown) started selling real estate last year and have been very sucessfull...we now average 4 homes a month we the average sales price of $140k. If you ever want our action plan...let me know.
by Power Pig January 8, 2013 5:23 PM


"32c round and brown" we need pictures. You can shop off the head if you want her to keep anonimity
by Vinnie The Leg Breaker January 8, 2013 6:44 PM


i think i know your action plan already pig
by MikeM-NJ January 8, 2013 6:51 PM


good luck Big Happy
by MikeM-NJ January 8, 2013 6:54 PM


Wrong move.
Prolonging the inevitable.
Flooded jobs
Soon to be regulated out of business.
Five years of struggle for you, then pulled plug.
Every hausfrau tries realty...and her dumbass might be your boss.


Please prove me utterly wrong.
by turdly January 8, 2013 7:30 PM


So Big Happy now Small Happy?
by the voice of reason January 8, 2013 7:46 PM


Loanman/DB: I'm in the DC area

Good idea Splugy.

Power pig: Glad you are doing well amigo. 4 per month is a good average. Yes, I would like to take a peek at your action plan!

Thanks Mike.


by BigHappy January 8, 2013 9:50 PM


We started looking for a broker to work with...best deal we could come up with about a 1 to 2 % split.......Found an old semiretired broker and pay him $500 per closed contract. We were going to have to pay for advertising ourselves anyway.. Plus I still owned office space. We started by making out bound phone calls to list your home. Reals are exempt from the no call lis. 32C (no pictures..yet) has an in with the mexicans. We knock on doors to get the FSBO. Then once we have a listing we hold open house's not just on weekends but 3 or 4 nights a week and weekends. Don't be afraid to offer to do an open house on a home you don't have listed....most realtors are to lazy to open house. get there early as most times you have to clean the home also. we use a couple of 32c'c freinds. its all marketing..most you can do for free.
by Power Pig January 9, 2013 10:25 AM


Congratulations on your new venture, Big Happy.
by lil_oh_me January 9, 2013 11:08 AM


Good luck Big Happy!

And if all of you want something to really remember him by try this recipe from Big Happy's kitchen.

Thought I would share my Chipotle-Chicken & Tomato Soup!

What you need:
1 pack of boneless & skinless chicken thighs (3 or 4 lbs)
1 cup each of chopped onion, carrot and celery (also known as a Mirepoix)
1 small can of Chipotle peppers in adobo sauce (puree before cooking)
1 bunch of cilantro (yes, bunch is a unit of measurement)
½ cup of white rice (instant is okay)
1 12 ounce can of whole kernel corn, DRAINED! Corn juice will ruin this soup!!!!
2-3 ounces olive oil
Fresh garlic: I use a whole pod, finely chopped, but you can use at least 5 cloves.
Tomato sauce/puree, at least 20 ounces worth
2 large avocados
A few limes
4 table spoons chili powder, paprika and cumin (minimum)
2 table spoons cayenne pepper (you can add more later to give it a little more stank on it)
Salt & Pepper to taste (I use a lot of coarse black pepper)

How you do it:
In a large stock pot heat olive oil to medium high heat and add the chopped onion, carrot and celery (again, the Mirepoix). Season vegetables with salt and pepper and “sweat” don’t sauté, for about 5-8 minutes then add chicken. Once the chicken starts to render add chopped garlic and brown for another 15 minutes or so.

Now add water to pot so it covers the chicken by at least an inch and a half and let boil for at least 30 minutes. Use tongs to remove chicken (or your bare hands if you think you’re so tough), add tomato sauce, spices, corn and rice. Do not drain the pot ever. Chop chicken and add back to the pot. Boil for another 15 minutes or until rice is cooked. Make sure you stir so it doesn’t stick on the bottom.

Soup will start to thicken a little here so you can thin it out with a little water or chicken stock. Next you can start to add in the chipotle puree for the heat. Add it little by little depending on your desired heat. Chop half of the cilantro bunch and mix into soup. At this point you may want to add more spices depending on your taste preference.

Finally, it is time to eat the soup. Ladle into a bowl, add some diced avocado and a squeeze of lime and enjoy. Thank me later.

Good for hangovers, cold/fever, frost bite, scurvy, tennis elbow, rickets, the bends, hypoxia, laziness, athlete’s foot, Crohn’s disease, near/far sightedness, bad breath, mud-butt, distemper, overall bitterness, bad credit, eye odor, dry-socket, ED, club-knuckles, etc, etc, etc…

by YATI January 9, 2013 11:43 AM


Thanks PP. Open houses seem to be a very cost effective way of connecting with prospects and that is on the top of my list.

YATI, been looking for that. Thank you sir.
by BigHappy January 9, 2013 11:47 AM


I now work for M & T Bank on the retail side. Can do loans in your area down to 580 on FHA so please leave me your contact info. VA specialist as well.
by McC January 10, 2013 6:13 PM


McC, what area are you in??
by BigHappy January 10, 2013 10:18 PM


Follows instruction poorly.
You're going to be a fine realtor.

One goddamn task to get a lender on board and you failed.


by turdly January 11, 2013 11:15 AM


Happy, welcome to our fold. We must treat these loanhawkers like dirt beneath our feet so they know what profession takes the most knowledge and work. Oh---wait...I meant makes the most money for the least work.

Dude, email me. Though some will call me out cuz Im not rich from it, I am one of the most knowledgeable real estate brokers around. I should have been doing that instead of loans for the last 10 years. You can see my posts and blogs on Trulia.com

Happy, this is the strangest and hardest real estate market ever. Many real estate folks are not going to make it. However, pointed in the right direction, you should be able to pull some big bucks out. I used to train real estate agents by the roomfull. Im now over most all the medical problems that took me out over the past 7 years and will be back to my roots starting in 1980 as one of the youngest, sucessful brokers in Calif. I have to do it in a wheel chair now but that will make me try even harder. I post blogs about the real estate industry in Trulia dot com. You should hang out there a lot and learn. You can now forget about 80% of the useless crap you learned to pass the test, lol.

garblooey att gmail dott comm
by Cedonulli2 January 12, 2013 2:53 PM


EYE ODOR? LOL
by Cedonulli2 January 12, 2013 2:55 PM


Click Here

HAPPY SUBSCRIBE TO THIS---RESMEDIA I have many other links to real estate info for you
by Cedonulli2 January 12, 2013 2:59 PM


Thanks Marv. I will touch base with you off-line.
by BigHappy January 12, 2013 8:43 PM


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