Mortgage Grapevine

Loan scenario: CA, $240,000, 660, 90% LTV, Purchase, full, OO

State: CA

Amount: 240,000

Property type: SF

Documentation: full

FICO: 660

LTV: 90%

Occupancy: OO

Loan purpose: Purchase

I need a loan for someone that has 660 Fico, SFR, OCC, 240K loan Prefered lender paid MI, Current DTI is at 53% with lender paid MI, if it is borrower paid MI the DTI can go up to 59% FHA but its just way too high.
All conventional lenders say they can't exceed 45-49% DTI.
There is 10% down, any help is greatly appreciated.

Thank you
by itzzli January 4, 2013 9:13 PM

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by richardloan January 4, 2013 9:58 PM

There is a way I believe I can work this. Please send me the package and I will see what can be done. We are a private group of lenders in the USA.
by Miracleloans January 4, 2013 11:32 PM


I have a few quesitions and may be able to help. If you are serious, call Norman @ 877-553-7334 x721.
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by zenith January 9, 2013 10:34 AM

Suggest a lower priced hoem to bring ratios in line.
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by paulbrowninvestment January 7, 2014 5:08 AM


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