Mortgage Grapevine
Loan scenario: CA, $240,000, 660, 90% LTV, Purchase, full, OO
State: CA
Amount: 240,000
Property type: SF
Documentation: full
FICO: 660
LTV: 90%
Occupancy: OO
Loan purpose: Purchase
I need a loan for someone that has 660 Fico, SFR, OCC, 240K loan Prefered lender paid MI, Current DTI is at 53% with lender paid MI, if it is borrower paid MI the DTI can go up to 59% FHA but its just way too high.
All conventional lenders say they can't exceed 45-49% DTI.
There is 10% down, any help is greatly appreciated.
Thank you
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Itzzli,
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by zenith January 9, 2013 10:34 AM
Suggest a lower priced hoem to bring ratios in line.
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