Loan scenario: FL, $200k, 624, 96.5% LTV, Purchase, full, OO
Property type: SF
Loan purpose: Purchase
NO Trade lines
Almost paid off chapter 13 bk.
200K purchase price.
150K in 401k
Rental history, 12 months canceled checks at 400 per month
Please contact me if you can do this loan? Thank you
by Tmarinloan December 18, 2012 7:04 PM
Good day Sir/Madam,
We Offer Private, Commercial and Personal Loans with very Minimal annual
Interest Rates as Low as 3% within 1 year to 10 years repayment duration to
any part of the world. We give out loans within the range of (£5,000.00 GBP
and £100,000,000 GBP or its equivalent in EUR & USD). Our loans are well
insured for maximum security is our priority.
Are you losing sleep at night worrying how to get a Legit Loan Lender? Are
you biting your fingernails to the quick? Instead of beating yourself up,
call EXCESS FUND LENDING FIRM now, Loan specialists who will help stop Bad
Credit History in your life, to discover a win solution and serve you
better is Our GOAL.
We give out all categories of loan to interested individuals in any part of
the world at an interest rate of 3% per annual. We are based in United
Kingdom, and by the grace of God we have been able to acquire branches in
some major cities around the world. Thank you for your interest in our Loan
Services via our representative.
Email us at: email@example.com
Mr. Richard Morgan
by richardloan December 19, 2012 4:35 AM
Want to know what makes us different? Ask yourself....when was the last time an underwriter called you because there was a problem to discuss your file and talk about what we can do as a TEAM to get it done? Can you call and
speak to the underwriters you use now?
We're here to help!
RHF Wholesale, a division of Residential Home Funding Corp. is a leader in FHA wholesale lending. Our underwriters have years of experience and review files to the full extent of FHA guidelines. We specialize in underwriting that "story" loan. Our underwriters understand that life happens. At the same time, our amazing pricing rewards those borrowers that bring a little less risk.
GREAT PRICING! GREAT UNDERWRITING! GREAT SERVICE!
NOW MORE THAN JUST FHA. Ask your AE about our FNMA products!
Sign up today. Click here for a broker package.
by Think_FHA December 19, 2012 9:36 AM
We are a US based lending firm and would like to see if we could create s loan scenario. If you still need the help contact me at the info below.
by Miracleloans December 19, 2012 1:21 PM
100% Project Funding available.
We are guaranteed in giving out financial
services to our numerous clients all over the world.
If you need assistance from us
contact us only via this email below:firstname.lastname@example.org
by zenith December 19, 2012 5:08 PM
I know you're getting lots of replies but we specialize in that "story" loan and... YES the scenario IS allowed.
FHA requires a "manual downgrade" i.e. you will not get an approved/eligible out of DU. However, this is one case where we do allow the manual underwriting.
FHA requires that they show they have been in repayment at least 12-months and have made all payments on time.
If the bk is not discharged, you must get approval from the bk court.
You cannot exceed FHA ratio guidelines (however, the scenario below shows a 20/20 ratio which is fine.)
I welcome the opportunity to EARN your business!
Colleen Doering|Account Executive
Residential Home Funding Corp.
100 Lanidex Plaza, Second Floor | Parsippany, NJ 07054
Main: 973-577-7008 | Cell: (407) 860-1506
Fax: (973) 463-4211 | Company NMLS # 34973
by Think_FHA December 20, 2012 2:50 PM
Tell your borrowers to get 3 tradlines it is very easy. Go to Macys or Kohls. The hits on no tradlines is huge like 2-3 points it is better to get 3 $100 limit credit cards
by Tyler Banks December 20, 2012 4:43 PM
Are you in Debts, Did your bank say no, Have you been blacklisted, Does your financial life needs refurbishment, Get easy access to loan from (Guaranty Access Loan) we offer you financial guide to help improve your business and offer debt solutions with over 15years experience to clients in different countries. Apply today by filling this form.
Names & Address*
Guaranty Access Loans
by loansss December 29, 2012 1:22 AM
Do you have debt you wish to clear? Are you financially down and you
need to establish a business? Has the bank turned you down as a result
of your bad credit? Has any lender turned you down? Do you need
business loan, personal loan, home loan, auto loan, student loan, debt
consolidation loan, unsecured loan, venture capital etc. Worry no more
we are legitimate and register private lender, we grant out loans to
companies and individual at a low and affordable interest rate.
contact us today so that we can proceed further.
Contact us now for a loan today: email@example.com
Thanks and do hope to hear from you soonest so that we may send you
the loan Terms,Conditions and Repayment Schedule.
Mr. Kenneth Walter.
by Goldmine Financial January 5, 2013 5:08 PM