Can you help with this?
A client is purchasing a house for $75,000 from one owner
and he has an offer to purchase 20 acres of land
surrounding the house for $70,000 from a different owner.
The land surrounding the house is raw land. Could anyone
finance this as a blanket loan total being $145,000 or
does it have to be done individually. Property is in
North Carolina. His middle score is 600.
by the mouse December 5, 2012 5:57 AM
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by richardloan December 5, 2012 2:16 PM
sooooo.. Do I hear correctly that you are looking for a 100% purchase loan for a 600 borrower to blanket raw land and another lot with a primary res on it
I can help, but they will likey qualify for the 100% down program we offer.
by LOANMAN December 5, 2012 3:55 PM
Wow Loanman that souds like a great program!!!
do you allow seller held seconds, gifts of equity, and post dated 2 party bad checks on that program as well?
by Donktard Borker December 5, 2012 4:17 PM
NO SOURCE OR SEASONING OF FUNDS
CLOSE IN ANY NAME OR ENTITY!!!
grace of god not required
by LOANMAN December 5, 2012 7:41 PM
Anything can be had with 100% down!
by tropical breeze December 6, 2012 2:34 PM
I hope the poster is referring to value and not loan amount.
And no, no one will look at two seperate transactions as one. But then again, I have been wrong before.
I'm not familiar with North Carolina, What is a $75k home like there?
In my parts it is towed to the property.
by YATI December 6, 2012 3:52 PM